Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing and using GhostGains ("the Service"), accessible from ghostgains.app, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Eligibility and Age

GhostGains is not directed to children under 13 years of age. By using the Service, you confirm that you are at least 13 years old. If you are under 13, please do not use the Service.

3. Service Description

GhostGains is an entertainment-first, data-backed 'what-if' simulator that provides:

  • Historical asset performance simulations
  • "What-if" scenario calculators
  • Educational content about market volatility and investment concepts

The Service is provided for entertainment and educational purposes only. It is not intended to be, and should not be used as, financial advice.

4. Not Financial Advice

IMPORTANT: GhostGains is not a financial advisory service. We do not provide investment, financial, or trading advice. The calculations, scenarios, and data presented on this platform:

  • Are for entertainment and educational purposes only
  • Are based on historical data and do not predict future performance
  • Do not account for fees, taxes, or real-world trading conditions
  • Should not be used as the sole basis for investment decisions

Always consult with a qualified financial professional before making any investment decisions.

5. No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability or fitness for a particular purpose
  • Accuracy, completeness, or reliability of data or calculations
  • Uninterrupted or error-free operation
  • Security or freedom from viruses or harmful components

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GHOSTGAINS AND ITS OPERATORS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or use
  • Damages arising from your use or inability to use the Service
  • Decisions made based on information from the Service

This limitation applies regardless of the legal theory (contract, tort, negligence, etc.) and even if we have been advised of the possibility of such damages.

7. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

  • Use the Service in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or data
  • Interfere with or disrupt the Service or servers
  • Use automated systems (bots, scrapers) to access the Service without permission
  • Reproduce, duplicate, or copy the Service for commercial purposes without authorization
  • Impersonate others or provide false information

8. Intellectual Property

All content on GhostGains, including but not limited to:

  • Text, graphics, logos, and design elements
  • Software, code, and functionality
  • Trademarks and service marks (including "GhostGains")

is owned by GhostGains or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only.

9. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party sites is at your own risk.

10. Indemnification

You agree to indemnify, defend, and hold harmless GhostGains and its operators, affiliates, and service providers from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

  • Posting the updated Terms on this page
  • Updating the "Last updated" date
  • Providing notice through the Service when feasible

Your continued use of the Service after changes constitutes acceptance of the new Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent, harmful, or illegal activity
  • Technical or security issues

13. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

These Terms constitute the entire agreement between you and GhostGains regarding the Service and supersede all prior agreements and understandings.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Republic of Korea, without regard to its conflict of law provisions.

15. Contact Information

If you have questions about these Terms, please contact us: Visit our Contact page

Email: jnkyngche@gmail.com

Privacy Policy · Contact